/* bodyczar.com – Finanzierungsportal
   Basis-Stylesheet */

:root {
  --white: #ffffff;
  --gray-50: #f7f8fa;
  --gray-100: #eef0f4;
  --gray-200: #e2e6ec;
  --gray-300: #cdd4de;
  --graphite: #23272f;
  --graphite-soft: #4c545f;
  --graphite-light: #6d7681;
  --blue: #123a75;
  --blue-deep: #0d2a56;
  --blue-soft: #e8eef8;
  --emerald: #0e8f66;
  --emerald-soft: #e5f4ee;
  --radius-sm: 12px;
  --radius: 14px;
  --radius-lg: 16px;
  --shadow-sm: 0 1px 2px rgba(35, 39, 47, .06), 0 4px 14px rgba(35, 39, 47, .05);
  --shadow: 0 2px 6px rgba(35, 39, 47, .06), 0 14px 34px rgba(13, 42, 86, .08);
  --maxw: 1180px;
  --ease: cubic-bezier(.4, 0, .2, 1);
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  background: var(--white);
  color: var(--graphite);
  font-family: "Inter", "Segoe UI", "Helvetica Neue", Arial, sans-serif;
  font-size: 17px;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; display: block; }

a { color: var(--blue); text-decoration: none; transition: color .2s var(--ease); }
a:hover { color: var(--emerald); }

h1, h2, h3, h4 {
  font-family: inherit;
  color: var(--graphite);
  line-height: 1.25;
  margin: 0 0 .6em;
  letter-spacing: -.01em;
}

h1 { font-size: clamp(2rem, 4.2vw, 3rem); font-weight: 700; }
h2 { font-size: clamp(1.5rem, 2.8vw, 2.1rem); font-weight: 700; }
h3 { font-size: 1.16rem; font-weight: 650; }
p { margin: 0 0 1rem; color: var(--graphite-soft); }

.container { width: 100%; max-width: var(--maxw); margin: 0 auto; padding: 0 24px; }

.section { padding: 84px 0; }
.section--tight { padding: 60px 0; }
.section--gray { background: var(--gray-50); }
.section--line { border-top: 1px solid var(--gray-200); }

.eyebrow {
  display: inline-block;
  font-size: .76rem;
  letter-spacing: .14em;
  text-transform: uppercase;
  font-weight: 700;
  color: var(--emerald);
  margin-bottom: 14px;
}

.section-head { max-width: 720px; margin-bottom: 44px; }
.section-head--center { margin-left: auto; margin-right: auto; text-align: center; }
.section-head p { font-size: 1.03rem; margin-bottom: 0; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 13px 26px;
  border-radius: var(--radius-sm);
  border: 1px solid transparent;
  font-size: .97rem;
  font-weight: 600;
  cursor: pointer;
  transition: background .2s var(--ease), color .2s var(--ease), border-color .2s var(--ease), transform .2s var(--ease);
  font-family: inherit;
}
.btn:hover { transform: translateY(-1px); }
.btn-primary { background: var(--blue); color: #fff; }
.btn-primary:hover { background: var(--blue-deep); color: #fff; }
.btn-emerald { background: var(--emerald); color: #fff; }
.btn-emerald:hover { background: #0a7754; color: #fff; }
.btn-ghost { background: #fff; color: var(--blue); border-color: var(--gray-300); }
.btn-ghost:hover { border-color: var(--blue); color: var(--blue-deep); }
.btn-block { width: 100%; }

/* ---------- Header ---------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 60;
  background: rgba(255, 255, 255, .94);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--gray-200);
}
.header-inner { display: flex; align-items: center; justify-content: space-between; gap: 20px; min-height: 76px; }

.brand { display: flex; align-items: center; gap: 12px; color: var(--graphite); }
.brand-mark {
  width: 40px; height: 40px; flex: 0 0 40px;
  border-radius: 11px;
  background: linear-gradient(145deg, var(--blue) 45%, var(--emerald));
  color: #fff; font-weight: 700; font-size: .95rem;
  display: flex; align-items: center; justify-content: center;
  letter-spacing: .02em;
}
.brand-text { display: flex; flex-direction: column; line-height: 1.15; font-weight: 700; font-size: 1.05rem; }
.brand-text small { font-weight: 500; font-size: .72rem; color: var(--graphite-light); letter-spacing: .05em; text-transform: uppercase; }

.nav { display: flex; align-items: center; gap: 4px; }
.nav > a {
  padding: 10px 14px;
  border-radius: 10px;
  color: var(--graphite-soft);
  font-size: .95rem;
  font-weight: 550;
}
.nav > a:hover { background: var(--gray-100); color: var(--graphite); }
.nav > a.is-active { color: var(--blue); background: var(--blue-soft); }
.nav-cta { margin-left: 10px; }
.nav > a.btn-primary { color: #fff; }
.nav > a.btn-primary:hover { color: #fff; background: var(--blue-deep); }

.nav-drop { position: relative; }
.nav-drop-btn {
  display: inline-flex; align-items: center; gap: 7px;
  padding: 10px 14px; border: 0; background: none;
  font: inherit; font-size: .95rem; font-weight: 550;
  color: var(--graphite-soft); border-radius: 10px; cursor: pointer;
}
.nav-drop-btn::after {
  content: ""; width: 7px; height: 7px;
  border-right: 2px solid currentColor; border-bottom: 2px solid currentColor;
  transform: rotate(45deg) translateY(-2px);
  transition: transform .2s var(--ease);
}
.nav-drop-btn:hover { background: var(--gray-100); color: var(--graphite); }
.nav-drop-btn[aria-expanded="true"]::after { transform: rotate(225deg) translateY(-2px); }
.nav-drop-menu {
  position: absolute; top: calc(100% + 10px); left: 0;
  min-width: 250px; padding: 10px;
  background: #fff; border: 1px solid var(--gray-200);
  border-radius: var(--radius); box-shadow: var(--shadow);
  display: none; flex-direction: column; gap: 2px;
}
.nav-drop-menu.is-open { display: flex; }
.nav-drop-menu a { padding: 9px 12px; border-radius: 9px; font-size: .93rem; color: var(--graphite-soft); }
.nav-drop-menu a:hover { background: var(--gray-50); color: var(--blue); }

.burger {
  display: none; width: 44px; height: 44px;
  border: 1px solid var(--gray-200); background: #fff;
  border-radius: 11px; cursor: pointer;
  flex-direction: column; align-items: center; justify-content: center; gap: 5px;
}
.burger span { width: 19px; height: 2px; background: var(--graphite); border-radius: 2px; transition: transform .25s var(--ease), opacity .2s var(--ease); }
.burger[aria-expanded="true"] span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.burger[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.burger[aria-expanded="true"] span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* ---------- Hero ---------- */
.hero { background: linear-gradient(180deg, var(--gray-50) 0%, #fff 100%); padding: 76px 0 70px; border-bottom: 1px solid var(--gray-200); }
.hero-grid { display: grid; grid-template-columns: 1.05fr .95fr; gap: 56px; align-items: center; }
.hero h1 { margin-bottom: 18px; }
.hero-lead { font-size: 1.1rem; max-width: 34em; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; margin: 26px 0 24px; }
.hero-points { list-style: none; margin: 0; padding: 0; display: grid; gap: 10px; }
.hero-points li { position: relative; padding-left: 30px; color: var(--graphite-soft); font-size: .96rem; }
.hero-points li::before {
  content: ""; position: absolute; left: 0; top: .45em;
  width: 18px; height: 18px; border-radius: 50%;
  background: var(--emerald-soft) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230e8f66' stroke-width='3.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E") center/11px no-repeat;
}
.hero-media { position: relative; }
.hero-media img { border-radius: var(--radius-lg); box-shadow: var(--shadow); aspect-ratio: 4 / 3; object-fit: cover; width: 100%; }
.hero-badge {
  position: absolute; bottom: -22px; left: -18px;
  background: #fff; border: 1px solid var(--gray-200);
  border-radius: var(--radius); box-shadow: var(--shadow-sm);
  padding: 14px 18px; display: flex; align-items: center; gap: 12px;
}
.hero-badge strong { display: block; font-size: 1.25rem; color: var(--blue); line-height: 1.1; }
.hero-badge span { font-size: .78rem; color: var(--graphite-light); }

.page-hero { background: var(--gray-50); border-bottom: 1px solid var(--gray-200); padding: 58px 0; }
.page-hero h1 { margin-bottom: 12px; }
.page-hero p { max-width: 62ch; margin-bottom: 0; }
.crumbs { font-size: .82rem; color: var(--graphite-light); margin-bottom: 14px; }
.crumbs a { color: var(--graphite-light); }
.crumbs span { margin: 0 7px; opacity: .6; }

/* ---------- Cards / Grids ---------- */
.grid { display: grid; gap: 24px; }
.grid-2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.grid-3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.grid-4 { grid-template-columns: repeat(4, minmax(0, 1fr)); }

.card {
  background: #fff;
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  padding: 28px;
  transition: border-color .25s var(--ease), box-shadow .25s var(--ease), transform .25s var(--ease);
}
.card:hover { border-color: var(--gray-300); box-shadow: var(--shadow-sm); transform: translateY(-2px); }
.card h3 { margin-bottom: 8px; }
.card p:last-child { margin-bottom: 0; }
.card-icon {
  width: 46px; height: 46px; border-radius: 13px;
  background: var(--blue-soft); color: var(--blue);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 18px; font-weight: 700;
}
.card-icon--emerald { background: var(--emerald-soft); color: var(--emerald); }
.card-icon svg { width: 22px; height: 22px; }

.card-media { padding: 0; overflow: hidden; }
.card-media img { aspect-ratio: 16 / 10; object-fit: cover; width: 100%; }
.card-media .card-body { padding: 24px 26px 28px; }

/* ---------- Steps ---------- */
.steps { counter-reset: step; display: grid; gap: 22px; grid-template-columns: repeat(4, minmax(0, 1fr)); }
.step {
  position: relative; background: #fff; border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg); padding: 30px 26px 26px;
}
.step::before {
  counter-increment: step; content: counter(step, decimal-leading-zero);
  display: block; font-size: .9rem; font-weight: 700; letter-spacing: .08em;
  color: var(--emerald); margin-bottom: 14px;
}
.step h3 { font-size: 1.08rem; }
.step p { font-size: .94rem; margin-bottom: 0; }

/* ---------- Split (Text + Bild) ---------- */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 52px; align-items: center; }
.split img { border-radius: var(--radius-lg); box-shadow: var(--shadow-sm); aspect-ratio: 5 / 4; object-fit: cover; width: 100%; }
.split--rev .split-media { order: 2; }

.checklist { list-style: none; margin: 20px 0 0; padding: 0; display: grid; gap: 12px; }
.checklist li { position: relative; padding-left: 32px; color: var(--graphite-soft); }
.checklist li::before {
  content: ""; position: absolute; left: 0; top: .35em;
  width: 20px; height: 20px; border-radius: 6px;
  background: var(--blue-soft) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23123a75' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E") center/12px no-repeat;
}
.checklist li strong { color: var(--graphite); }

/* ---------- Tabelle / Vergleich ---------- */
.table-wrap { overflow-x: auto; border: 1px solid var(--gray-200); border-radius: var(--radius-lg); background: #fff; }
table.data { width: 100%; border-collapse: collapse; min-width: 620px; font-size: .95rem; }
table.data th, table.data td { padding: 16px 20px; text-align: left; border-bottom: 1px solid var(--gray-200); }
table.data thead th { background: var(--gray-50); font-size: .8rem; text-transform: uppercase; letter-spacing: .08em; color: var(--graphite-light); }
table.data tbody tr:last-child td { border-bottom: 0; }
table.data tbody tr:hover { background: var(--gray-50); }
table.data td strong { color: var(--graphite); }

.tag { display: inline-block; padding: 4px 10px; border-radius: 999px; font-size: .74rem; font-weight: 700; letter-spacing: .04em; text-transform: uppercase; }
.tag--blue { background: var(--blue-soft); color: var(--blue); }
.tag--emerald { background: var(--emerald-soft); color: var(--emerald); }
.tag--gray { background: var(--gray-100); color: var(--graphite-light); }

/* ---------- Rechner ---------- */
.calc { display: grid; grid-template-columns: 1.1fr .9fr; gap: 0; border: 1px solid var(--gray-200); border-radius: var(--radius-lg); overflow: hidden; background: #fff; }
.calc-form { padding: 34px; }
.calc-out { padding: 34px; background: var(--blue-deep); color: #fff; }
.calc-out h3 { color: #fff; }
.calc-out p { color: rgba(255, 255, 255, .72); font-size: .92rem; }
.field { margin-bottom: 22px; }
.field label { display: flex; justify-content: space-between; align-items: baseline; gap: 12px; font-size: .9rem; font-weight: 600; margin-bottom: 10px; }
.field label output { font-variant-numeric: tabular-nums; color: var(--blue); font-weight: 700; }
input[type="range"] {
  -webkit-appearance: none; appearance: none; width: 100%; height: 6px;
  border-radius: 999px; background: var(--gray-200); outline: none;
}
input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none; appearance: none; width: 22px; height: 22px;
  border-radius: 50%; background: var(--blue); border: 3px solid #fff;
  box-shadow: 0 2px 8px rgba(13, 42, 86, .3); cursor: pointer;
}
input[type="range"]::-moz-range-thumb {
  width: 22px; height: 22px; border-radius: 50%; background: var(--blue);
  border: 3px solid #fff; box-shadow: 0 2px 8px rgba(13, 42, 86, .3); cursor: pointer;
}
.range-scale { display: flex; justify-content: space-between; font-size: .76rem; color: var(--graphite-light); margin-top: 8px; }
.calc-result { margin: 0 0 24px; }
.calc-result .value { font-size: 2.5rem; font-weight: 700; line-height: 1.1; font-variant-numeric: tabular-nums; }
.calc-result .label { font-size: .82rem; text-transform: uppercase; letter-spacing: .1em; color: rgba(255, 255, 255, .6); }
.calc-rows { list-style: none; margin: 0 0 26px; padding: 0; border-top: 1px solid rgba(255, 255, 255, .16); }
.calc-rows li { display: flex; justify-content: space-between; gap: 16px; padding: 11px 0; border-bottom: 1px solid rgba(255, 255, 255, .12); font-size: .93rem; }
.calc-rows span:first-child { color: rgba(255, 255, 255, .7); }
.calc-rows span:last-child { font-weight: 650; font-variant-numeric: tabular-nums; }
.calc-note { font-size: .8rem; color: var(--graphite-light); margin: 0; }

/* ---------- Kennzahlen ---------- */
.stats { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 24px; }
.stat { background: #fff; border: 1px solid var(--gray-200); border-radius: var(--radius-lg); padding: 26px; text-align: center; }
.stat strong { display: block; font-size: 2rem; color: var(--blue); line-height: 1.1; }
.stat span { font-size: .88rem; color: var(--graphite-light); }

/* ---------- FAQ ---------- */
.faq { display: grid; gap: 12px; max-width: 860px; margin: 0 auto; }
.faq-item { border: 1px solid var(--gray-200); border-radius: var(--radius); background: #fff; overflow: hidden; }
.faq-q {
  width: 100%; display: flex; align-items: center; justify-content: space-between; gap: 18px;
  padding: 20px 24px; background: none; border: 0; cursor: pointer;
  font: inherit; font-size: 1rem; font-weight: 600; color: var(--graphite); text-align: left;
}
.faq-q::after {
  content: ""; flex: 0 0 12px; width: 12px; height: 12px;
  border-right: 2px solid var(--blue); border-bottom: 2px solid var(--blue);
  transform: rotate(45deg) translateY(-3px); transition: transform .25s var(--ease);
}
.faq-item.is-open .faq-q::after { transform: rotate(225deg) translateY(-3px); }
.faq-a { max-height: 0; overflow: hidden; transition: max-height .3s var(--ease); }
.faq-a > div { padding: 0 24px 22px; }
.faq-a p:last-child { margin-bottom: 0; }

/* ---------- Formular ---------- */
.form-wrap { display: grid; grid-template-columns: 1fr .8fr; gap: 40px; align-items: start; }
.form-card { background: #fff; border: 1px solid var(--gray-200); border-radius: var(--radius-lg); padding: 34px; box-shadow: var(--shadow-sm); }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.form-row { display: flex; flex-direction: column; }
.form-row--full { grid-column: 1 / -1; }
.form-row label { font-size: .88rem; font-weight: 600; margin-bottom: 8px; }
input[type="text"], input[type="email"], input[type="tel"], input[type="number"], select, textarea {
  width: 100%; padding: 12px 14px; font: inherit; font-size: .95rem;
  color: var(--graphite); background: #fff;
  border: 1px solid var(--gray-300); border-radius: var(--radius-sm);
  transition: border-color .2s var(--ease), box-shadow .2s var(--ease);
}
input:focus, select:focus, textarea:focus { outline: none; border-color: var(--blue); box-shadow: 0 0 0 3px rgba(18, 58, 117, .12); }
textarea { min-height: 130px; resize: vertical; }
.check { display: flex; gap: 12px; align-items: flex-start; font-size: .88rem; color: var(--graphite-soft); }
.check input { width: 18px; height: 18px; margin-top: 3px; accent-color: var(--blue); flex: 0 0 18px; }
.form-hint { font-size: .8rem; color: var(--graphite-light); margin: 14px 0 0; }
.error-msg { display: none; font-size: .8rem; color: #b3261e; margin-top: 6px; }
.form-row.has-error input, .form-row.has-error select, .form-row.has-error textarea { border-color: #b3261e; }
.form-row.has-error .error-msg { display: block; }
.form-status {
  display: none; margin-top: 18px; padding: 14px 18px;
  border-radius: var(--radius-sm); background: var(--emerald-soft);
  border: 1px solid rgba(14, 143, 102, .28); color: #0a6e50; font-size: .92rem;
}
.form-status.is-visible { display: block; }

.info-card { background: var(--gray-50); border: 1px solid var(--gray-200); border-radius: var(--radius-lg); padding: 28px; }
.info-card + .info-card { margin-top: 22px; }
.info-list { list-style: none; margin: 0; padding: 0; display: grid; gap: 16px; }
.info-list li { display: flex; gap: 14px; font-size: .94rem; color: var(--graphite-soft); }
.info-list strong { display: block; color: var(--graphite); font-size: .88rem; }
.info-ico { flex: 0 0 20px; color: var(--blue); margin-top: 3px; }
.info-ico svg { width: 20px; height: 20px; }

/* ---------- CTA Band ---------- */
.cta-band { background: var(--blue-deep); border-radius: var(--radius-lg); padding: 48px; display: grid; grid-template-columns: 1.4fr auto; gap: 32px; align-items: center; }
.cta-band h2 { color: #fff; margin-bottom: 10px; }
.cta-band p { color: rgba(255, 255, 255, .74); margin: 0; }
.cta-band .btn-ghost { background: transparent; color: #fff; border-color: rgba(255, 255, 255, .4); }
.cta-band .btn-ghost:hover { background: rgba(255, 255, 255, .1); color: #fff; border-color: #fff; }
.cta-actions { display: flex; gap: 12px; flex-wrap: wrap; }

/* ---------- Legal / Prosa ---------- */
.legal { display: grid; grid-template-columns: 260px 1fr; gap: 48px; align-items: start; }
.legal-toc { position: sticky; top: 100px; background: var(--gray-50); border: 1px solid var(--gray-200); border-radius: var(--radius-lg); padding: 22px; }
.legal-toc strong { display: block; font-size: .8rem; text-transform: uppercase; letter-spacing: .1em; color: var(--graphite-light); margin-bottom: 14px; }
.legal-toc ol { margin: 0; padding-left: 18px; display: grid; gap: 9px; font-size: .9rem; }
.legal-toc a { color: var(--graphite-soft); }
.legal-block { padding-bottom: 34px; margin-bottom: 34px; border-bottom: 1px solid var(--gray-200); }
.legal-block:last-child { border-bottom: 0; margin-bottom: 0; padding-bottom: 0; }
.legal-block h2 { font-size: 1.35rem; }
.legal-block ul, .legal-block ol { color: var(--graphite-soft); padding-left: 22px; }
.legal-block li { margin-bottom: 8px; }
.note-box { background: var(--blue-soft); border-left: 3px solid var(--blue); border-radius: 0 var(--radius-sm) var(--radius-sm) 0; padding: 18px 22px; }
.note-box p { color: var(--blue-deep); margin: 0; font-size: .93rem; }

/* ---------- Footer ---------- */
.site-footer { background: var(--gray-50); border-top: 1px solid var(--gray-200); padding: 64px 0 28px; margin-top: 0; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1.2fr; gap: 40px; }
.footer-col h4 { font-size: .82rem; text-transform: uppercase; letter-spacing: .1em; color: var(--graphite-light); margin-bottom: 16px; }
.footer-col ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 10px; font-size: .93rem; }
.footer-col a { color: var(--graphite-soft); }
.footer-col p { font-size: .92rem; }
.footer-about .brand { margin-bottom: 16px; }
.link-btn { border: 0; background: none; padding: 0; font: inherit; color: var(--graphite-soft); cursor: pointer; text-align: left; transition: color .2s var(--ease); }
.link-btn:hover { color: var(--emerald); }
.footer-meta { font-size: .9rem; color: var(--graphite-soft); display: grid; gap: 8px; }
.footer-bottom {
  margin-top: 44px; padding-top: 22px; border-top: 1px solid var(--gray-200);
  display: flex; justify-content: space-between; gap: 18px; flex-wrap: wrap;
  font-size: .84rem; color: var(--graphite-light);
}
.footer-bottom a { color: var(--graphite-light); }
.footer-disclaimer { font-size: .82rem; color: var(--graphite-light); margin-top: 26px; max-width: 80ch; }

/* ---------- Cookie ---------- */
.cookie {
  position: fixed; left: 20px; right: 20px; bottom: 20px; z-index: 90;
  max-width: 1060px; margin: 0 auto;
  background: #fff; border: 1px solid var(--gray-200); border-radius: var(--radius-lg);
  box-shadow: 0 12px 44px rgba(13, 42, 86, .16);
  padding: 24px 26px;
  display: none;
  grid-template-columns: 1fr auto; gap: 26px; align-items: center;
}
.cookie.is-visible { display: grid; animation: cookie-in .35s var(--ease) both; }
@keyframes cookie-in { from { opacity: 0; transform: translateY(14px); } to { opacity: 1; transform: none; } }
.cookie h3 { font-size: 1.05rem; margin-bottom: 6px; }
.cookie p { font-size: .88rem; margin: 0; }
.cookie-actions { display: flex; gap: 10px; flex-wrap: wrap; }
.cookie-actions .btn { padding: 11px 20px; font-size: .9rem; }

/* ---------- Reveal-Animation ---------- */
.reveal { opacity: 0; transform: translateY(16px); transition: opacity .5s var(--ease), transform .5s var(--ease); }
.reveal.is-in { opacity: 1; transform: none; }

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .reveal { opacity: 1; transform: none; transition: none; }
  * { animation-duration: .01ms !important; transition-duration: .01ms !important; }
}

/* ---------- Responsive ---------- */
@media (max-width: 1040px) {
  .grid-4 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .steps { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .stats { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 34px; }
  .legal { grid-template-columns: 1fr; gap: 30px; }
  .legal-toc { position: static; }
}

@media (max-width: 960px) {
  .burger { display: flex; }
  .nav {
    position: fixed; inset: 76px 0 auto; display: none;
    flex-direction: column; align-items: stretch; gap: 4px;
    background: #fff; border-bottom: 1px solid var(--gray-200);
    padding: 16px 24px 26px; max-height: calc(100vh - 76px); overflow-y: auto;
    box-shadow: 0 18px 40px rgba(35, 39, 47, .1);
  }
  .nav.is-open { display: flex; animation: nav-in .25s var(--ease) both; }
  @keyframes nav-in { from { opacity: 0; transform: translateY(-8px); } to { opacity: 1; transform: none; } }
  .nav > a, .nav-drop-btn { padding: 13px 14px; font-size: 1rem; width: 100%; }
  .nav-drop { width: 100%; }
  .nav-drop-btn { justify-content: space-between; }
  .nav-drop-menu { position: static; box-shadow: none; border: 0; padding: 0 0 6px 12px; min-width: 0; }
  .nav-cta { margin: 10px 0 0; }
  .hero-grid, .split, .calc, .form-wrap { grid-template-columns: 1fr; }
  .split { gap: 32px; }
  .split--rev .split-media { order: 0; }
  .hero { padding: 52px 0 60px; }
  .hero-media { order: -1; }
  .hero-badge { left: 12px; bottom: -18px; }
  .cta-band { grid-template-columns: 1fr; padding: 34px; }
}

@media (max-width: 700px) {
  body { font-size: 16px; }
  .section { padding: 56px 0; }
  .grid-2, .grid-3, .grid-4, .steps, .stats, .form-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .container { padding: 0 18px; }
  .card, .form-card, .calc-form, .calc-out, .info-card { padding: 22px; }
  .cookie { left: 12px; right: 12px; bottom: 12px; padding: 20px; grid-template-columns: 1fr; }
  .cookie-actions .btn { flex: 1 1 auto; }
  .hero-badge { position: static; margin-top: 16px; }
  .footer-bottom { flex-direction: column; }
}